People often argue about the issue of saving money. Some believe that saving is necessary for future life, while others disagree. From my perspective, both views have valid points, but I strongly agree that individuals should save money.
There are always opportunities that can happen at any time, so people should save money to seize these chances. For instance, my peers and I sometimes face unexpected situations while living overseas. If we do not plan our living expenses carefully and spend most of our money on unnecessary purchases, it can lead to serious consequences. One of my peers was studying for her master’s degree on a working visa and preparing to apply for a permanent resident visa. After graduation, her visa needed to be extended; otherwise, it would expire. Soon after she extended it, she received a message saying that she had been granted permanent residency and needed to pay the visa fee immediately. Fortunately, she had saved enough money and successfully obtained the visa. However, those who had not saved any money would have missed this chance, which shows that saving is essential.
Moreover, people cannot predict when accidents or unexpected situations will occur, so saving money is necessary. For example, many employees lost their jobs and income during the COVID-19 pandemic. This had a significant impact on those without savings, especially families raising children since most of their income goes toward daily expenses. Individuals living alone also struggled to pay rent and other costs. Some even faced illness during this time, which added large medical expenses. These factors show that the pandemic greatly influenced people’s financial stability, highlighting the importance of saving money.
To sum up, people hold different viewpoints about saving for the future. Opportunities can appear suddenly and are often fleeting, so those who save can take advantage of them. Additionally, accidents are unpredictable, and without enough savings, life can become very difficult. Therefore, I agree that saving money is crucial, as it helps individuals prevent hardships and improve their lives.